IOB Net Banking (Indian Overseas Bank Net Banking) is the online banking platform offered by Indian Overseas Bank (IOB) that allows customers to access and manage their bank accounts from anywhere, anytime. From checking balances and transferring money to paying bills and applying for loans, IOB Net Banking is designed to make banking faster, easier, and more secure.
IOB Net Banking is a digital banking service provided by Indian Overseas Bank that enables customers to handle their financial transactions online without visiting a physical branch. It is available 24x7 and supports both personal and corporate users.
With just a username, password, and secure OTP verification, customers can log in and access almost all services available at the branch.
Here are the major benefits:
✅ Account Information – Check savings, current, fixed deposit, and loan account details.
✅ Funds Transfer – Transfer money instantly via NEFT, RTGS, and IMPS.
✅ Bill Payments – Pay electricity, water, DTH, and mobile bills online.
✅ Loan Services – View loan statements, repay EMIs, and apply for new loans.
✅ Card Services – Manage debit/credit cards, block lost cards, and set card limits.
✅ E-Statements – Download account statements anytime.
✅ Tax Payments – Pay direct and indirect taxes online.
✅ Corporate Banking – Bulk transactions, payroll management, vendor payments, etc.
If you are an IOB customer, follow these steps to activate net banking:
Visit the official IOB Net Banking portal.
Click on ‘New User Registration’.
Enter your account number, registered mobile number, and customer ID.
Authenticate using OTP received on your phone.
Set your login password and transaction password.
Once approved, you can log in and start using services.
Go to the official website: www.iobnet.co.in
Select Personal Banking or Corporate Banking.
Enter your User ID and Password.
Use OTP/2FA for secure login.
Access your account dashboard.
Never share your User ID/Password.
Always check for the padlock symbol (https://) in the browser.
Change your password regularly.
Avoid logging in from public Wi-Fi or cybercafés.
Use the official IOB Net Banking app/website only.
Balance enquiry
Mini statement download
Fixed deposit opening/closure
Fund transfer (own account, third party, other banks)
Utility bill payments
Online shopping & e-payments
Tax filing support
Yes, it is free for all IOB customers. However, certain transactions like NEFT/RTGS may attract nominal charges.
Yes, you can access it via mobile browser or the IOB Mobile Banking app.
Click on ‘Forgot Password’ on the login page and reset it using your registered mobile/email.
Yes, NRI customers with valid accounts in IOB can use all online banking features.
Yes, it uses 128-bit SSL encryption, OTP verification, and 2FA login for maximum security.
IOB Net Banking is a convenient, secure, and feature-rich platform that allows customers to manage finances digitally without visiting the branch. From everyday transactions to corporate fund transfers, it simplifies banking for both individuals and businesses.
👉 If you are an Indian Overseas Bank customer, activating IOB Net Banking will save you time, effort, and money.
